WHAT IS RANSOMWARE ?

Ransomware is a form of  malware which has been widely classified as a Trojan

It restricts access to or damages the computer for the purpose of extorting money from the victim.

It also has the capability to encrypt a user’s files, display different threat messages, and force the user to pay a ransom via an online payment system.

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HOW DOES RANSOMWARE WORK ?

Ransomware typically propagates as a Trojan like a conventional computer worm entering a system through a downloaded file or a vulnerability in a network service.

It will encrypt personal files on the local hard drive so that they can no longer be read.

Typical Ransomware locks the computer display and does not allow the user to access any programs.

Ransomware encryption cannot be bypassed or removed, unless you have the other half of the encryption key (this is what you pay for).

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WHAT CAN I DO TO PROTECT MYSELF ?

Update your operating system software and application software regularly.

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Use anti-virus software that also searches for malware.

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Browse and download software only from trusted sites.

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Remove, disable, or rename any default system accounts wherever possible.

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Enforce strong passphrase policies to reduce the risk from brute forcing attempts.

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Monitor the creation of administration level accounts by third party vendors.

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Implement a lockout policy to reduce the risk from brute force attempts.

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Regularly back up the data stored on your computer.

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Get rid of those toolbars from your internet browser.

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